Life Settlements Contract Locator
Life Settlements Contract Locator
Expert Answers Here
Frequently Asked Questions
Discover everything you need to know about Life Settlements, from their origins and benefits to the role Titan Horizon Group plays in connecting purchasers with premium opportunities. Our comprehensive FAQ page provides clear insights and guidance for policyholders and purchasers alike.
How did the Life Settlement industry begin?
Between 1980 and 1999, individuals began selling their life insurance policies to address immediate financial needs, particularly during the AIDS epidemic. This practice offered relief to those with limited options and laid the foundation for the modern Life Settlement market.
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What makes Life Settlements attractive now?
Amid volatile stock markets, fluctuating interest rates, and peak real estate prices, Life Settlements are a secure alternative. They provide stable, non-correlated returns, making them a reliable option in uncertain financial times.
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What is the history Life Settlements as an asset?
Life insurance policies have been considered private property since 1911, enabling their legal sale for cash. This recognition established a firm legal basis for the Life Settlement industry and contributed to its legitimacy and sustained growth.
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Why should I purchase Life Settlement assets instead of traditional ones?
Life Settlements offer unique advantages over traditional assets. Unlike stocks or real estate, they are non-correlated, meaning their performance is not influenced by market fluctuations. Additionally, they often yield higher returns, providing a stable and rewarding addition to a diversified portfolio.
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What’s Titan Horizon Group’s figure between the policyholder and the purchaser?
Titan Horizon Group serves as the bridge between policyholders and purchasers. We locate and underwrite high-quality Life Settlement opportunities through licensed third-parties, acquire the policy and then covey it to our clients by managing the title change processes with life insurance carriers, and provide post-sale policy servicing, ensuring that policyholders receive fair payouts while purchasers gain access to well-managed, asset-grade policies.
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Will the relationship end once the policy has been transacted?
No. Titan Horizon Group provides ongoing support after the transaction. We manage the policies and assist investors with long-term strategies, such as tax planning and wealth preservation, ensuring a lasting partnership.
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How much is a life insurance policy worth?
The value of a life insurance policy depends on factors such as the insured’s age, health status, policy type, and benefit amount. Selling policyholders typically receive more than the surrender value from the carrier, but less than the death benefit. Our team conducts thorough evaluations to determine the asset quality for each policy.
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What is Titan Horizon Group’s transactional process?
We connect accredited and institutional investors with premium Life Settlement opportunities by acting as an intermediary in the purchase process. From sourcing and underwriting to policy management, we ensure that each transaction meets rigorous standards, providing stable, non-correlated appreciation while safeguarding your asset purchase.